We started LOOP because we believe the insurance system didn’t work for everybody equally.

Carey and I were raised in working class families, and if there’s one thing you’re reminded of at every turn, it’s that the edges are stacked against you.
We thought: what if we founded an insurance company purpose-built for our community? One that deeply understands, accepts, and uplifts you. An insurer built on transparency for its communities, members, and partner agents.
Thus, LOOP was born. Built on the pillars of fair and equitable insurance, dignified member care and community impact.
We’re so glad you’re here.
Carey Anne + John Henry
LOOP CEOs

Our Story

We started LOOP because we believe the insurance system didn’t work for everybody equally. Carey and I were raised in working class families, and if there’s one thing you’re reminded of at every turn, it’s that the edges are stacked against you.

We thought: what if we founded an insurance company purpose-built for our community? One that deeply understands, accepts, and uplifts you. An insurer built on transparency for its communities, members, and partner agents.

Thus, LOOP was born. Built on the pillars of fair and equitable insurance, dignified member care and community impact.

We’re so glad you’re here.

Carey Anne + John Henry
LOOP CEOs

About The Partner Agents Program

Background

We believe there’s a gap in the current set of offerings for Independent Agents in the market. Post COVID-19, there have been record-high rate increases, pulled appointments, and general disregard for the Agent community as Carriers respond to the evolving landscape. Those dynamics put pressure on your ability to grow reliably and maintain your book.

A low-cost product priced to win Non-Preferred business.
A low-touch product to keep your time freed up.
An annual Community Engagement budget.
Target Partner Agent

Medium length section heading goes here

Our product allows you to write auto reliably well for the portion of your book that is mostly clean, but priced unnecessarily high by Standard Carriers — but who don’t quite belong with a Non-Standard carrier. Think of us as a middle-ground between the two.

Medium length section heading goes here

Servicing your book is a key component to high retention. Our technology makes it easy for LOOP Members to instantly take care of their own needs. Most policy changes can be self-serviced, quoted, and bound right in our web portal, keeping your time freed up to produce new business.

Medium length section heading goes here

Your on-the-ground presence is key to driving awareness, trust, and building relationships in your community. Investing in co-branded community engagement events help you achieve your goals as a producer and business-person, and drives the local impact that LOOP fundamentally believes in.

Medium length section heading goes here

Independent Agents serving and/or living in Low-to-Moderate Income communities Small to Medium-sized Agencies ($500k - $5M Annual GWP) Book is greater than 40% Private Passenger Auto Agent Owners actively involved in their communities

How we're different

LOOP built proprietary pricing that starts with ‘Where You Drive’. We do this by combining Crash, Traffic, Roadway, and Weather data to predict where car crashes happen. The outcome is incredibly competitive prices for low-income and middle-income Americans that are being unfairly penalized today.

Seamless policy binding and management

Instant quote online
‍ Instant, end-to-end quote and bind process online, with no underwriting delays
Self-service Endorsements
‍ Your insureds can add, change or remove drivers, vehicles, and coverages in-app, instantly. Reducing your overhead. Smooth, Mobile Claims Handling
Mobile FNOL. Step-by-step Comms. 85% of claims paid out in 10 days or less.

Best-In-Class Quote Portal

End-to-end quote and bind process online, with no underwriting delays

Seamless Policy Management

Your insureds can add, change or remove drivers, vehicles, and coverages in-app, instantly.

Smooth Claims Handling

Insureds enjoy Digital FNOL, automated claims communications, and in-house claims handling. Average Claims Resolution Time of 10 days.

BOOST YOUR BUSINESS GROWTH

When you become a Partner Agent — you gain our support to help you grow.

Competitive COMMISSIONS

Strong commission rates for New Business and Renewal, with several tiers of bonus to boost your income.

Priced to win BUSINESS

Sell reliably to your non-preferred book. Think of LOOP as a middle-ground between Standard and Non-Standard business.

SEAMLESS POLICY MANAGEMENT

Members can instantly take care of their own needs online, keeping your time free to grow your agency.

Who we SERVE

LOOP is purpose-built to insure Low-to-Middle Income communities. Typical characteristics of our Members include

Trusted and loved by over 14,000 members

Over 93% Customer Satisfaction rate, 90% Retention rate, and over fourteen thousand members that ride with LOOP.

LET’S FIND THE COVERAGE YOUR COMMUNITY NEEDS

Auto

Affordable, no credit-check auto coverage

Rental Reimbursement

End-to-end rental reimbursement

Roadside

Comprehensive Roadside Assistance for $10 per month

Car insurance that DRIVES GOOD.